Everyday Capital, LLC 506(c) Investor Portal

Everyday Capital, LLC

Invest in a Diversified Offering of Real Estate Notes and Assets

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Everyday Capital, LLC 506(c) Offering Platform

INTRODUCTION TO OUR COMPANY

Everyday Capital LLC (the “Company”, the “Fund”) is a Delaware Limited Liability Company, that was recently formed for the purpose of raising and managing capital for deployment into originating real estate secured notes and real estate assets. The Company is managed by Clear the Way, Inc. (the “Manager”) which has been successfully operating since August of 2010 as a New York State corporation.

Everyday Capital LLC is a real estate investment fund designed to uniquely stand out from traditional real estate investment funds. The localized expertise, diversification of real estate holdings and “hands on” experience of the Management team enables the Company with the potential for providing more stabilized return for its investors.

Everyday Capital LLC, has existing working relationships with local and national operators who have successful track records in both lending and real estate holdings. The Manager and individual principals of the Manager also have a working knowledge and understanding of real estate investing gained through over 45 years experience with over $2 million of its own capital invested in real estate transactions including single family houses, apartment buildings, mixed use, new construction, originating mortgages, restructuring nonperforming real estate assets and property management in multiple States. The past seven years track record of the managers was 17.28% APR. The geographic focus for the Fund is the New York market, with an emphasis on working with operators located in Long Island, NY and other strategic markets.

Everyday Capital LLC offers a diversified Fund by focusing investments into two separate strategies: (a) originating commercial real estate loans to experienced real estate operators who acquire improve and resell both residential and commercial real estate for a profit, and; (b) the Fund will also engage in the direct purchase and management of select real estate assets with experienced Sponsors. This diversification provides the potential for higher returns on invested capital and may also act as a hedge against inflation. The real estate projects that are the focus of the Fund are designed with the intent to improve the quality of lives for the tenants, operators, homeowners, communities and especially create profits for our investors. Thus, our motive is not just to make money but to make a lasting difference in the lives of others. Further, in an effort to improve baseline returns for investors, and to make the Manager compensation more performance based, the Fund is managed with a nominal one percent (1%) annual fund management fee.

"For consumers, it doesn’t really matter whether you get your loan through a bank or a non bank, although in some ways non-banks are a little more nimble and can offer more loan products"

according to Paul Noring, a managing director of the financial-risk-management practice of Navigant Consulting in Washington

Everyday Capital, LLC 506(c) Offering Platform

SUMMARY OF OPERATIONS

Everyday Capital LLC (the “Company” or the “Fund”) is a real estate investment fund designed to uniquely stand out from the traditional real estate investment fund model. The localized expertise, diversification of real estate holdings and “hands on” experience of the Management team provides the potential for the Fund to deliver a more stabilized return for its investors.

Everyday Capital LLC offers investors higher projected returns by diversifying the fund into two separate strategies:

  • Originating commercial real estate loans to experienced real estate operators who acquire improve and resell both residential and commercial real estate for a profit. This is to assist in creating immediate cash flow for the Fund.
  • The Fund will also engage in the direct purchase and management of select real estate assets with experienced Sponsors. This model is designed to hedge against inflation and build equity for the profits.

Our projects are designed with the intent to improve the quality of lives for the tenants, operators, homeowners, communities and especially create profits for our investors. Thus, the Fund’s motive is not just to generate returns but to make a lasting difference in the lives of others. We are so confident in our ability as a management team that we charge a nominal one percent (1%) annual management fee and the balance of Manager compensation is performance based.

Originating for Real Estate Sponsors/Operators

This strategy allows the Company to lend to experienced and knowledgeable sponsors/operators for both rehab and long term loans. The biggest risk for investors is lack of experience. Everyday Capital LLC stands out in this market since the managing company is the owner of the largest Real Estate Investor Association in all of New York with working relationships with chapters in New Jersey, Florida, Pennsylvania and Connecticut. Our education programs are headed up by the LIREIA and the “MENTORING MASTERMINDS APPRENTICE PROGRAM”. These members are educated real estate investors whose business model is to locate distressed real estate opportunities or both residential and commercial properties for the purpose of renovating and reselling to a homeowner for a profit within 12 months. They are given hands on training and experience in doing multiple exit using their own money at first. Everyday Capital, LLC is not limited to lending to only residential real estate opportunities.

BUY-AND-HOLD REAL ESTATE PORTFOLIO

This strategy has, in the opinion of the Manager, the least amount of risk for the Company. The Manager’s goal is to identify and purchase real estate assets that will provide positive cash flow. This strategy helps reduce crime and increasing tax revenues for the county. Investors capture the benefits of strong cash flow and forced equity through efficient property management and renovations. Additionally, investors benefit from the use of multiple tax savings as well as hedging their money against inflation. The Manager works with both for profit and not-for-profit organizations as it strives to both make a social impact and obtain double digit returns.

This real estate portfolio acquires and renovates distressed real estate for the purpose of long term rental units, usually 3-5 years. The portfolio is comprised of commercial and residential properties with a goal for 10% cash on cash return.

Ideal areas to invest for the portfolio are mostly in the southern and mid western states such as CT, NC, SC MS, TX, AL, FL, NV, AZ, TN, PA, and any US territories. The price point, demands for housing and low expenses create an ideal area to invest for long term holds. The cash flow net income of these properties is disbursed quarterly. Our buy-and- hold method allows for purchase of tax liens and tax deeds, notes, development projects, marina acquisitions, auctions and all faucets of cash flowing real estate with a maximum of 5-year hold. After 5 years, each property will be sold and proceeds split equally between Investors and the Manager. The Company has the first right of refusal to refinance any property in the Company’s portfolio.

"THE WEALTHY TURN TO REAL ESTATE"

77% OF INVESTORS WITH AT LEAST $1 MILLION IN ASSESTS OWN REAL ESTATE, ACCORDING TO A SURVEY BY THE NEW YORK-BASED INVESTMENT BANK’S WEALTH-MANAGEMENT UNIT.

Everyday Capital, LLC 506(c) Offering Platform

Company Management Team

The Company is currently managed by seasoned business and sector professionals dedicated to the success of the Company and efficient execution of its planned operations

Melissa J. Shea

Melissa J. Shea

Chief Executive Officer

Melissa Shea has been an entrepreneur, business owner, licensed realtor and investor for over 15 years. She is the President of the LIREIA, and has created a private personal portfolio of over 400 units. Melissa is a licensed loan officer and real estate broker in the state of NY. Melissa’s strength is in structuring deals for investors especially when purchasing distressed assets. Melissa has been involved in over 500 real estate transactions and has raised over $30 Million in funding for various real estate, projects. She has a large network of national operators throughout the US to benefit our investors.
MICHAEL MULHOLLAND

MICHAEL MULHOLLAND

Director of Research and Risk Management

Michael Mulholland has over 25 years of experience in finance and risk management as the Director of Treasury Operations for Credit Suisse Bank. In addition, Mike has 20 years’ experience in real estate investing. He has participated in 25 deals renovating properties, commercial projects, apartment buildings and private money lending. Mike is a licensed real estate agent and managing director of Diamond Shamrock Real Estate Development Corp.
JOHN M. SHEA III

JOHN M. SHEA III

Director of Project Management

John is a licensed contractor and has been a manager since 2006. He has been responsible for oversight of over 100 rehabs in different states. He plays a key role in inspecting and overseeing construction, renovations and management for the properties we purchase that are distressed. He ensures that the portfolio is performing at its optimal level while maintaining our high standard of quality housing. He also coordinates with our local property managers and sponsors in various cities.
Ben Weiss

Ben Weiss

Director of Investor Relations

Benjamin Weiss has over 20 years of experience in the financial services arena before joining Everyday Capital, LLC. Ben has worked for both US and foreign banks in the wealth management sector and has been designated with several financial licenses through his career. He has executed transactions in the equity options and debt markets. He maintains a vast network and strong knowledge in communications using technology Ben will assist the fund both in raising capital and providing transparency by updating investors on current acquisitions as well as market trends.
The withdrawal of banks from the mortgage business is the result of the fundamental shift in regulations that took place in response to the housing crisis
- according to Meg Burns, managing director of the Collingwood Group, an adviser for financial services companies in Washington. -

Everyday Capital, LLC 506(c) Offering Platform

Terms of the offering

$50,000,000

Minimum Offering: $1,000,000

Minimum Subscription: $25,000 (25 Units)

The Company is offering a minimum of 1,000 and a maximum of 50,000 Class A Membership Units at a price of $1,000 per Unit.

The Class A Membership Units sold through this Offering shall participate in distributions of net cash flow from operations on the following summarized schedule and terms and subject to the exact terms of the Operating Agreement; (i) a distribution to the Class A Members to equal an annual five percent (5%) non-compounding cumulative Preferred Return Distribution (the “Preferred Return”), distributed to Class A Members annually in year one and quarterly thereafter, and calculated based on the Member’s adjusted Capital Account balance and; (ii) a distribution to the Class A Members on a pari passu basis equaling seventy percent (70%) of any additional net cash flow from operations with the Class B Member(s) participating in thirty percent (30%) of distributable net cash flow.

Class A Membership Units are subject to a three (3) year Lock-Up Period calculated from the date the Fund begins principal investment operations. After the Lock-Up Period has expired, the Company intends to offer an annual redemption opportunity to provide liquidity to investors through the re-purchase of Class A Member Units. Any redemption of Class A Units shall be at the sole discretion of the Manager and subject to a six (6) month notice by the Class A Member of any intention to redeem Units to the Company.

"Never depend on a single income. Make investments to create a second source."
- Warren Buffett -

Everyday Capital, LLC 506(c) Offering Platform

So Much More than what you See

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The Everyday Capital, LLC 506(c) Investor Portal provides the opportunity for you to become approved as a “prospect", and learn more about our investment opportunity. You will have:

  • Access to the Private Placement Memorandum, which outlines our company and gives greater detail about our offering. Download a PDF to review on your time, read the ebook presentation online or request a hard copy of the documents;
  • Access to our SEC filing. Download a copy for your records or visit the sec.gov website;
  • View real time offering metrics of where we are in the offering process;
  • View the timeline of where you are in the investment process;
  • View company contact information and send emails directly to the administrator;
  • Easily upgrade to "investor" through the click of a button.

We will upgrade your account to “Investor” level access, which provides all of the prospect level access and:

  • The ability to download subscription documents for completion;
  • Document upload of subscription and accreditation documents;
  • Specific process information for investing and instructions on transfer of investment funds;
  • Access to quarterly and annual reports;
  • Access to Financial documents;
  • Access to Supporting Documents;
  • Access to Asset Portfolio;
  • Access to News articles written by the company for the investors;
  • Access to documents that you have uploaded and have been uploaded to your account.
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Ready to learn more about our investment opportunity?

Request Access now!